A RARE OPPORTUNITY IN THE HEART OF KW. Calling all investors, multi-generational families, and value-seekers - this stately century home, lovingly maintained by its current owners for over 35 years, offers more than 3,500 sq ft finished space on a generous 66' x 160' lot in the heart of Kitchener. The main floor features separate living, family, and dining rooms, original oversized baseboards, and a kitchen with a breakfast nook walking out to the rear deck, while upstairs offers 4 spacious bedrooms including a primary suite overlooking mature trees; the partially finished lower level adds a 5th bedroom, rec room, 3-piece bath, and laundry. Setting this property apart is the oversized double car garage with a second-floor loft offering over 930 additional square feet - complete with 2 more bedrooms, a living area, and roughed-in electrical and plumbing for a future kitchen and bath - creating exceptional potential for an in-law suite, rental income, or multi-generational living (with an exterior staircase addition making a separate unit possible), plus parking for up to 7 vehicles with ample storage and workshop space. A rare private, fully fenced backyard retreat completes the package, all just steps to LRT stops, the Iron Horse Trail, Belmont Village, Uptown Waterloo, Downtown Kitchener, Grand River Hospital, Google's offices, and an abundance of shops and restaurants - with nearby lands preparing for future development, this is a once-in-a-lifetime opportunity for income potential, family flexibility, or unique character.